Download Better Bank Loans American Truck Simulator Mod

Better Bank Loans for American Truck Simulator
Better Bank Loans for ATS

This mod reworks the bank loan structure a little with default SCS economy in mind. I raised the $400K loan to $500K and added the $250K & $1M with similar interest rates and repayment schedules to SCS. Raised the level requirement for credit limits. The level requirement to purchase a trailer has been lowered to level 1.

Full changes below.
Added new bank loan amounts with new interest and payment weeks

10,000 @ 25% & 5 weeks 290/day
50,000 @ 19% & 5 weeks 1445/day
100,000 @ 17% & 5 weeks 2886/day
250,000 @ 14% & 7 weeks 5158/day
500,000 @ 12% & 20 weeks 6577/day
1,000,000 @ 8% & 30 weeks 8053/day

Overdraft duration last 7 days now (was 5 days)

Adjusted bank loan level limits
Credit limits are
lvl 0-2 $100,000
lvl 3-9 $250,000
lvl 10-29 $500,000
lvl 30 unlocks special $1,000,000 loan
lvl 40 unlocks special $5,000,000 limit
lvl 50 unlocks special $10,000,000 limit

Also reduced trailer unlock level from 5 to 1.

Author: JonitorMODS

How to install this mod (Full installation guide)

  1. Download and extract the mod. File extension should be .scs (ModsHost download guide).
  2. Find the mods folder on your computer
    • Windows – /Documents/American Truck Simulator/mod
  3. Copy the downloaded file to your Mods folder
  4. Launch the game and enjoy your mod!
  5. Problems? Ask for help!
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Download mod

Better_Bank_Loans.scs (1 MB)
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